Do you prefer the cold weather and more northern air (with less humidity) then Indian might be the state to retire to. Indiana is the number 22 out of 50 best state to retire to and it ranks number 12 out of 50 for best state with the lowest income tax. Indiana offers great affordability and offers full exemption on social security income. It’s doesn’t have as many retirement options as Florida in terms of retirement communities, but then again, who does. Indiana ranks above average in every retirement metric that matters.
When you look at Indiana on our best states to retire to list you might wonder why it’s lower than a state like Kansas! It has more favorable taxes, better health care, less crime and is often listed higher in other national lists. Outside of the cold weather, there’s really nothing to hold us back from recommending Indiana as a great state to retire to and that’s why it’s probably the highest ranked most northerly state from our list.
So how does Kansas beat Indiana (in the question we posed above) in terms of retirement? Indiana does have better income tax options but that gets offset with higher real estate prices. This is all relative though because although it’s generally more expensive to live in Indiana than Kansas, it’s still more affordable than the rest of the country. In addition, if you’re considering retiring to Indiana you’ll need to prepare for frigid tempuratures, and on our scale Indiana is the has the 25th best/worst weather in the country.
Best Retirement Cities reviewed all 50 states against 10 different retirement criteria to determine what was truly the best state to retire to.